Moen Signs Strategic Agreement with Amica Insurance to Boost Usage of Leak Detection Technology – Company Announcement

Smart Leak Detection From Moen Can Help Homeowners Avoid Expensive and Preventable Flooding NORTH OLMSTED, Ohio–(BUSINESS WIRE)–Jun. 24, 2024– Moen, the leader in water experiences in the home, today announced an initiative with Amica Insurance aimed to encourage policyholders to adopt Flo Smart Water Monitor and Shutoff devices through special … Read more

How to Choose the Right Life Insurance Beneficiary

Understanding the Role of a Beneficiary A life insurance beneficiary is an individual or entity designated to receive the death benefit from a life insurance policy upon the insured’s passing. Selecting the right beneficiary is a critical decision, as it ensures that the policyholder’s financial intentions are honored and the benefits are distributed as intended. … Read more

What to Look for in a Good Health Insurance Plan

Understanding Your Needs Before selecting a health insurance plan, it is imperative to thoroughly understand your personal and family health needs. This foundational step ensures that the coverage you choose aligns with your specific requirements, providing adequate protection and peace of mind. To make an informed decision, consider several critical factors, such as age, medical … Read more

The Different Types of Business Insurance You Need to Know

Introduction to Business Insurance Business insurance is an essential safeguard for any enterprise, regardless of its size or industry. It provides a financial safety net against a variety of risks that businesses might encounter, ensuring that operations can continue smoothly even in the face of unforeseen challenges. The importance of business insurance cannot be overstated, … Read more

Navigating the World of Long-Term Care Insurance

Introduction to Long-Term Care Insurance Long-term care insurance is a specialized form of coverage designed to support individuals who require assistance with daily activities over an extended period. Unlike traditional health insurance, which primarily covers medical expenses, long-term care insurance focuses on providing for services that help individuals manage their everyday lives. These services can … Read more

Understanding the Fine Print: Common Exclusions in Insurance Policies

“`html Introduction to Insurance Exclusions Insurance exclusions are specific conditions or circumstances outlined in an insurance policy that are not covered by the insurer. Essentially, these exclusions delineate the boundaries of the coverage, specifying what is not included under the terms of the policy. Their primary purpose is to mitigate the insurer’s risk by clearly … Read more

The Pros and Cons of Variable Life Insurance

“`html Introduction to Variable Life Insurance Variable life insurance is a type of permanent life insurance that offers a unique combination of protection and investment opportunities. Unlike term life insurance, which provides coverage for a specified period, variable life insurance remains in effect for the insured’s entire lifetime, as long as premiums are paid. One … Read more

Homeowners Insurance 101: Protecting Your Biggest Investment

Introduction to Homeowners Insurance Homeowners insurance is a fundamental aspect of safeguarding one’s home and personal property. As a form of financial protection, it acts as a safety net against unexpected events such as natural disasters, theft, and accidents. The premise of homeowners insurance is to provide coverage for both the physical structure of your … Read more

Report Dept of Education should improve student loan outreach / Public News Service

Policy analysts are concerned the Department of Education is not reaching and engaging with low-income and disadvantaged student loan borrowers in the most effective ways. Tia Caldwell, higher education policy analyst for the progressive think tank New America and one of the authors of a new report, highlighted more than 40% of low-income borrowers are … Read more